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UniCredit S.p.A. (UNCRY) Q3 2025 Earnings Call Transcript

October 22, 2025
in Market & News
Reading Time: 1 min read
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UniCredit S.p.A. (UNCRY) Q3 2025 Earnings Call Transcript
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Operator

Good morning, ladies and gentlemen. Before I hand over to Ms. Magda Palczynska, Head of Investor Relations, a reminder that today’s call is being recorded.

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Madam, you may begin.

Magda Palczynska
Head of Group Investor Relations

Good morning, and welcome to UniCredit’s Third Quarter and 9 Month 2025 Results Conference Call. Andrea Orcel, our CEO, will take you through the presentation. This will be followed by a Q&A session with Andrea and Stefano, our CFO. As always, please limit yourself to two questions.

With that, I hand over to Andrea.

Andrea Orcel
Group CEO, Head of Italy Region & Director

Good morning, and thank you for joining us. Today, I am proud to present our record third quarter that completes the best 9 months in our history. These outstanding results have been delivered, thanks to our people. Their professionalism, ownership, passion, determination and search for excellence are the foundation of everything you will hear today.

Our message is simple. UniCredit is about sustainable, best-in-class performance today while steadily building for tomorrow, all supporting best-in-class sustainable shareholder remuneration. We remain proud of what we have achieved and confident in our future trajectory because our strategy works, and our execution is unparalleled. This is true across every region

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