Tryg A/S (TGVSY) Q3 2026 Earnings Call October 9, 2026 4:00 AM EDT
Company Participants
Gianandrea Roberti – Investor Relations Officer
Johan Brammer – Group CEO & Member of Executive Board
Mikael Karrsten – Group Chief Technical Officer & Member of Executive Board
Allan Thaysen – CFO & Member of Executive Board
Conference Call Participants
Martin Birk – SEB, Research Division
Vash Gosalia – Goldman Sachs Group, Inc., Research Division
Youdish Chicooree – Bernstein Autonomous LLP
Asbjørn Mørk – Danske Bank A/S, Research Division
Vinit Malhotra – Mediobanca – Banca di credito finanziario S.p.A., Research Division
Daniel Wilson-Omordia – Morgan Stanley, Research Division
Michele Ballatore – Keefe, Bruyette, & Woods, Inc., Research Division
Qian Lu – UBS Investment Bank, Research Division
Carl Lofthagen – Joh. Berenberg, Gossler & Co. KG, Research Division
Presentation
Gianandrea Roberti
Investor Relations Officer
Good morning, everybody. My name is Gianandrea Roberti. I’m Head of Financial Reporting at Tryg. We published our Q3 figures earlier this morning. And I have here with me, Johan Brammer, our Group CEO; Allan Thaysen, our Group CFO; and Mikael Karrsten, our Group CTO, to present the numbers. With these few words, over to you, Johan.
Johan Brammer
Group CEO & Member of Executive Board
Thanks a lot, Gian, and a very good morning from me as well. So earlier this morning, we published our Q3 results, and I’ll begin by commenting on the financial highlights, as I always do. So revenue growth was 4.1% in DKK and 2.3% in local currencies. As we’ve experienced in the previous quarters, the growth was higher in the private segment, close to the 4% mark, while we did experience a slight top line fall in the commercial segment. Our outlook for approximately 3% revenue growth for the full year of 2026 remains unchanged as does our ambition to show an improved revenue growth as we move into next year 2027.
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