Bryan Keane
Citigroup Inc., Research Division
I’m Brian Keane. I cover FinTech here at Citi, and we’re excited to have the Paymentus team with us. And these guys have shown impressive growth and Dushyant and team, and thanks for being here, I guess, first of all.
Maybe just before we even go into the questions, Dushyant and maybe you guys could just kind of briefly introduce yourselves and tell the quick elevator pitch on Paymentus, and then we’re going to dive into a bunch of questions.
Dushyant Sharma
Chairman, President & CEO
Sure. I’ll start. Name is Dushyant Sharma, CEO of Paymentus. We are essentially a cloud-based bill payment platform for nondiscretionary household bill payment service providers or billing service providers like utilities, insurance, telecom, consumer finance and other areas. And we — in the last 5 years, since our IPO, we went IPO, I think, around $300 million of revenue. We have — this year, we are doing about $1.45 billion at midpoint, somewhere around there. And EBITDA was $28 million or so. This year, I think it’s somewhere between $180 million to $185 million is the midpoint of our guide. We feel great about how far we have come.
But to us here, it appears we’re just getting started. If you think about from our perspective, there are about 16 billion, 17 billion payments, consumer payments, let alone the business-to-business payments in the U.S. and we have less than 5% of those. So the market is big. And even within our existing customer base, there’s a bigger opportunity. So we are feeling great about where
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