Old Second Bancorp, Inc. (NASDAQ:OSBC) Q3 2024 Earnings Conference Call October 17, 2024 10:00 AM ET
Corporate Participants
Jim Eccher – Chairman, President and Chief Executive Officer
Brad Adams – Chief Operating Officer and Chief Financial Officer
Conference Call Participants
Terry McEvoy – Stephens
Chris McGratty – KBW
Nathan Race – Piper Sandler
David Long – Raymond James
Martin Friedman – FJ Capital
Jeff Rulis – D.A. Davidson
Brian Martin – Janney
Operator
Good morning, everyone, and thank you for joining us today for Old Second Bancorp Incorporated’s Third Quarter 2024 Earnings Call. On the call today are Jim Eccher, the company’s Chairman, President, and CEO, Brad Adams, the company’s COO and CFO, and Gary Collins, the Vice Chairman of our Board.
I will start with a reminder that Old Second’s comments today will contain forward-looking statements about the company’s business, strategies, and prospects, which are based on management’s existing expectations in the current economic environment.
These statements are not a guarantee of future performance, and results may differ materially from those projected. Management would ask you to refer to the company’s SEC filings for a full discussion of the company’s risk factors. The company does not undertake any duty to update such forward-looking statements.
On today’s call, we will also be discussing certain non-GAAP financial measures. These non-GAAP measures are described and reconciled to their GAAP counterparts in our earnings release, which is available on our website at oldsecond.com on the home page and under the investor relations tab.
Now, I will turn it over to Jim Eccher.
Jim Eccher
Good morning, everyone, and thank you for joining us. I have several prepared opening remarks and will give you my overview of the quarter and then turn it over to Brad for additional details. I will then conclude with certain summary comments and
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