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First Financial Bancorp. (FFBC) Q4 2024 Earnings Call Transcript

January 24, 2025
in Market & News
Reading Time: 2 mins read
A A
First Financial Bancorp. (FFBC) Q4 2024 Earnings Call Transcript
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First Financial Bancorp. (NASDAQ:FFBC) Q4 2024 Earnings Conference Call January 24, 2025 8:30 AM ET

Company Participants

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Scott Crawley – Corporate Controller
Archie Brown – President and CEO
Jamie Anderson – CFO
Bill Harrod – Chief Credit Officer

Conference Call Participants

Daniel Tamayo – Raymond James
Terry McEvoy – Stephens
Christopher McGratty – KBW
Jon Arfstrom – RBC Capital Mark

Operator

Thank you for standing by, and welcome to the First Financial Bancorp Fourth Quarter 2024 Earnings Conference Call and Webcast. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions]

I’d now like to turn the call over to Scott Crawley. You may begin.

Scott Crawley

Yes. Thank you, Rob. Good morning, everyone, and thank you for joining us on today’s conference call to discuss First Financial Bancorp’s fourth quarter and full year financial results. Participating on today’s call will be Archie Brown, President and Chief Executive Officer; Jamie Anderson, Chief Financial Officer; and Bill Harrod, Chief Credit Officer.

Both the press release we issued yesterday and the accompanying slide presentation are available on our website at www.bankatfirst.com under the Investor Relations section. We’ll make reference to the slides contained in the accompanying presentation during today’s call. Additionally, we refer to the forward-looking statement disclosure contained in the fourth quarter 2024 earnings release, as well as our SEC filings for a full discussion of the company’s risk factors. The information we will provide today is accurate as of December 31, 2024, and we will not be updating any forward-looking statements to reflect facts or circumstances after this call.

I will now turn the call over to Archie Brown.

Archie Brown

Thanks, Scott. Good morning everyone, and thank you for joining us on today’s call. Yesterday afternoon, we announced our financial

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