Enova International, Inc. (NYSE:ENVA) Q3 2024 Earnings Conference Call October 22, 2024 5:00 PM ET
Company Participants
Cassidy Fuller – IR
David Fisher – CEO
Steven Cunningham – CFO
Conference Call Participants
Moshe Orenbuch – TD Cowen
David Scharf – Citizens JMP
John Hecht – Jefferies
John Rowan – Janney
Vincent Caintic – BTIG
Operator
Good day, and welcome to the Enova International Third Quarter 2024 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Cassidy Fuller, Investor Relations. Please go ahead.
Cassidy Fuller
Thank you, Operator, and good afternoon, everyone. Enova released results for the third quarter 2024 ended September 30, 2024, this afternoon after the market close. If you did not receive a copy of our earnings press release, you may obtain it from the Investor Relations section of our website at ir.enova.com. With me on today’s call are David Fisher, Chief Executive Officer; and Steve Cunningham, Chief Financial Officer. This call is being webcast and will be archived on the Investor Relations section of our website.
Before I turn the call over to David, I’d like to note that today’s discussion will contain forward-looking statements and, as such, is subject to risks and uncertainties. Actual results may differ materially as a result from various important risk factors, including those discussed in our earnings press release and in our annual report on Form 10-K, quarterly reports on Forms 10-Q and current reports on Forms 8-K.
Please note that any forward-looking statements that are made on this call are based on assumptions as of today, and we undertake no obligation to update these statements as a result of new information or future events. In addition to U.S. GAAP reporting, Enova reports certain financial measures that do not conform to generally
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