Capital One Financial Corporation (NYSE:COF) Q2 2025 Earnings Conference Call July 22, 2025 5:00 PM ET
Company Participants
Jeff Norris – Senior Vice President of Finance
Richard Fairbank – Founder, Chairman, CEO & President
Andrew Young – Chief Financial Officer
Conference Call Participants
Terry Ma – Barclays Bank PLC, Research Division
Richard Shane – JPMorgan Chase & Co, Research Division
Sanjay Sakhrani – Keefe, Bruyette, & Woods, Inc., Research Division
Ryan Nash – Goldman Sachs Group, Inc., Research Division
L. Erika Penala – UBS Investment Bank, Research Division
Moshe Orenbuch – TD Cowen, Research Division
Donald Fandetti – Wells Fargo Securities, LLC, Research Division
John Pancari – Evercore ISI Institutional Equities, Research Division
Jeffrey Adelson – Morgan Stanley, Research Division
Brian Foran – Truist Securities, Inc., Research Division
John Hecht – Jefferies LLC, Research Division
Operator
Good day, and thank you for standing by. Welcome to the Capital One Second Quarter 2025 Earnings Call. Please be advised that today’s conference is being recorded. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Jeff Norris, Senior Vice President of Finance. Please go ahead.
Jeff Norris
Thanks very much, Josh, and welcome, everybody.
Just a few opening remarks. To access the live webcast of this call, please go to the Investors section of Capital One’s website, capitalone.com. A copy of the earnings presentation, press release and financial supplement can also be found on the Investors section of Capital One’s website by selecting Financials then Quarterly Earnings Releases.
With me tonight are Mr. Richard Fairbank, Capital One’s Chairman and Chief Executive Officer; and Mr. Andrew Young Capital One’s Chief Financial Officer. Rich and Andrew are going to walk you through the presentation, summarizing our second quarter results for 2025.
Please note that this presentation may contain forward-looking
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