Why should you take control of your finances?
Because you are tired. Yes, you are tired of being anxious about the future. Not knowing if you are saving enough money for your retirement is adding stress.
Are your spending habits pushing you away from your goals? Avoid guilt and take action! Did you know that on average, Americans hold more debts than savings? That’s right! Most of us reading this article are probably not ready to go through another pandemic, assassin hornets, or zombie attacks.
Where to start (anywhere in the loop).
Put it in a BUDGET!
Budgeting is key. Remember, not having a plan is setting your self up for failure. Write down all expenses and designate an amount for each category.
Example: Student loans/Credit card debt, insurance, rent/mortgage, personal care, fun and, etc. Having a budget will provide control over expenses and will be the fastest vehicle for financial freedom.